Cost of Living: Midland, TX vs Springfield, IL (2026)

Midland

Texas
99
VS

Springfield

Illinois
61

Midland is 62% more expensive than Springfield.

$1,407/mo ↑ 49%
Median Rent
$945/mo ↓ 33%
$91,169/yr ↑ 39%
Median Income
$65,537/yr ↓ 28%
$298,600 ↑ 92%
Home Value
$155,200 ↓ 48%
$1,468/mo ↑ 51%
Owner Costs
$974/mo ↓ 34%
133,998
Population
113,714

Tax Comparison

0%
Income Tax
4.95%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
2.07%

Affordability

18.5%
rent-to-income
Affordability
17.3%
rent-to-income

Detailed Comparison

When comparing Midland, TX and Springfield, IL, the overall cost of living indices are 99 and 61 respectively (national median = 100). Rent is $462/month cheaper in Springfield, saving renters about $5,544/year.

Median household income is $25,632/year higher in Midland. Home values also differ significantly — the median in Midland is $298,600 compared to $155,200 in Springfield.

Texas has no state income tax, giving Midland residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Midland vs Springfield — common questions

Is Midland or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 61 compared to 99 (US average = 100).
What is the rent difference between Midland and Springfield?
Median rent in Midland is $1,407/month and in Springfield it's $945/month — a difference of $462/month.
Which city has higher income, Midland or Springfield?
Median household income is $91,169 in Midland and $65,537 in Springfield. Median household income is $25,632/year higher in Midland.
How do taxes compare between Texas and Illinois?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Midland or Springfield?
It depends on your priorities. Midland has a cost index of 99 with median rent of $1,407/mo, while Springfield has a cost index of 61 with rent of $945/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Midland details → View Springfield details →

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