Cost of Living: Minneapolis, MN vs Chula Vista, CA (2026)

Minneapolis

Minnesota
102
VS

Chula Vista

California
178

Minneapolis is 43% cheaper than Chula Vista.

$1,329/mo ↓ 37%
Median Rent
$2,122/mo ↑ 60%
$80,269/yr ↓ 24%
Median Income
$105,173/yr ↑ 31%
$345,600 ↓ 50%
Home Value
$697,400 ↑ 102%
$1,513/mo ↓ 35%
Owner Costs
$2,342/mo ↑ 55%
426,845
Population
275,030

Tax Comparison

9.85%
Income Tax
13.3%
6.875%
State Sales Tax
7.25%
1.11%
Property Tax
0.71%

Affordability

19.9%
rent-to-income
Affordability
24.2%
rent-to-income

Detailed Comparison

When comparing Minneapolis, MN and Chula Vista, CA, the overall cost of living indices are 102 and 178 respectively (national median = 100). Rent is $793/month cheaper in Minneapolis, saving renters about $9,516/year.

Median household income is $24,904/year higher in Chula Vista. Home values also differ significantly — the median in Minneapolis is $345,600 compared to $697,400 in Chula Vista.

Minnesota has a lower income tax rate, making Minneapolis slightly more tax-friendly.

Frequently Asked Questions

Minneapolis vs Chula Vista — common questions

Is Minneapolis or Chula Vista cheaper to live in?
Based on our cost index, Minneapolis is cheaper to live in with an index of 102 compared to 178 (US average = 100).
What is the rent difference between Minneapolis and Chula Vista?
Median rent in Minneapolis is $1,329/month and in Chula Vista it's $2,122/month — a difference of $793/month.
Which city has higher income, Minneapolis or Chula Vista?
Median household income is $80,269 in Minneapolis and $105,173 in Chula Vista. Median household income is $24,904/year higher in Chula Vista.
How do taxes compare between Minnesota and California?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Minneapolis or Chula Vista?
It depends on your priorities. Minneapolis has a cost index of 102 with median rent of $1,329/mo, while Chula Vista has a cost index of 178 with rent of $2,122/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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