Cost of Living: Minneapolis, MN vs Garland, TX (2026)

Minneapolis

Minnesota
102
VS

Garland

Texas
96

Minneapolis is 6% more expensive than Garland.

$1,329/mo ↓ 13%
Median Rent
$1,525/mo ↑ 15%
$80,269/yr ↑ 7%
Median Income
$74,717/yr ↓ 7%
$345,600 ↑ 39%
Home Value
$248,900 ↓ 28%
$1,513/mo ↑ 5%
Owner Costs
$1,445/mo ↓ 4%
426,845
Population
245,298

Tax Comparison

9.85%
Income Tax
0%
6.875%
State Sales Tax
6.25%
1.11%
Property Tax
1.6%

Affordability

19.9%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Minneapolis, MN and Garland, TX, the overall cost of living indices are 102 and 96 respectively (national median = 100). Rent is $196/month cheaper in Minneapolis, saving renters about $2,352/year.

Median household income is $5,552/year higher in Minneapolis. Home values also differ significantly — the median in Minneapolis is $345,600 compared to $248,900 in Garland.

Texas has no state income tax, giving Garland residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Minneapolis vs Garland — common questions

Is Minneapolis or Garland cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 102 (US average = 100).
What is the rent difference between Minneapolis and Garland?
Median rent in Minneapolis is $1,329/month and in Garland it's $1,525/month — a difference of $196/month.
Which city has higher income, Minneapolis or Garland?
Median household income is $80,269 in Minneapolis and $74,717 in Garland. Median household income is $5,552/year higher in Minneapolis.
How do taxes compare between Minnesota and Texas?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Minneapolis or Garland?
It depends on your priorities. Minneapolis has a cost index of 102 with median rent of $1,329/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Minneapolis details → View Garland details →

More Comparisons

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