Cost of Living: Minneapolis, MN vs McAllen, TX (2026)

Minneapolis

Minnesota
102
VS

McAllen

Texas
66

Minneapolis is 55% more expensive than McAllen.

$1,329/mo ↑ 31%
Median Rent
$1,017/mo ↓ 23%
$80,269/yr ↑ 33%
Median Income
$60,165/yr ↓ 25%
$345,600 ↑ 99%
Home Value
$173,800 ↓ 50%
$1,513/mo ↑ 52%
Owner Costs
$996/mo ↓ 34%
426,845
Population
143,789

Tax Comparison

9.85%
Income Tax
0%
6.875%
State Sales Tax
6.25%
1.11%
Property Tax
1.6%

Affordability

19.9%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Minneapolis, MN and McAllen, TX, the overall cost of living indices are 102 and 66 respectively (national median = 100). Rent is $312/month cheaper in McAllen, saving renters about $3,744/year.

Median household income is $20,104/year higher in Minneapolis. Home values also differ significantly — the median in Minneapolis is $345,600 compared to $173,800 in McAllen.

Texas has no state income tax, giving McAllen residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Minneapolis vs McAllen — common questions

Is Minneapolis or McAllen cheaper to live in?
Based on our cost index, McAllen is cheaper to live in with an index of 66 compared to 102 (US average = 100).
What is the rent difference between Minneapolis and McAllen?
Median rent in Minneapolis is $1,329/month and in McAllen it's $1,017/month — a difference of $312/month.
Which city has higher income, Minneapolis or McAllen?
Median household income is $80,269 in Minneapolis and $60,165 in McAllen. Median household income is $20,104/year higher in Minneapolis.
How do taxes compare between Minnesota and Texas?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Minneapolis or McAllen?
It depends on your priorities. Minneapolis has a cost index of 102 with median rent of $1,329/mo, while McAllen has a cost index of 66 with rent of $1,017/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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