Cost of Living: Minneapolis, MN vs Naperville, IL (2026)

Minneapolis

Minnesota
102
VS

Naperville

Illinois
147

Minneapolis is 31% cheaper than Naperville.

$1,329/mo ↓ 28%
Median Rent
$1,852/mo ↑ 39%
$80,269/yr ↓ 47%
Median Income
$150,937/yr ↑ 88%
$345,600 ↓ 32%
Home Value
$509,900 ↑ 48%
$1,513/mo ↓ 30%
Owner Costs
$2,161/mo ↑ 43%
426,845
Population
149,424

Tax Comparison

9.85%
Income Tax
4.95%
6.875%
State Sales Tax
6.25%
1.11%
Property Tax
2.07%

Affordability

19.9%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Minneapolis, MN and Naperville, IL, the overall cost of living indices are 102 and 147 respectively (national median = 100). Rent is $523/month cheaper in Minneapolis, saving renters about $6,276/year.

Median household income is $70,668/year higher in Naperville. Home values also differ significantly — the median in Minneapolis is $345,600 compared to $509,900 in Naperville.

Illinois has a lower income tax rate, making Naperville slightly more tax-friendly.

Frequently Asked Questions

Minneapolis vs Naperville — common questions

Is Minneapolis or Naperville cheaper to live in?
Based on our cost index, Minneapolis is cheaper to live in with an index of 102 compared to 147 (US average = 100).
What is the rent difference between Minneapolis and Naperville?
Median rent in Minneapolis is $1,329/month and in Naperville it's $1,852/month — a difference of $523/month.
Which city has higher income, Minneapolis or Naperville?
Median household income is $80,269 in Minneapolis and $150,937 in Naperville. Median household income is $70,668/year higher in Naperville.
How do taxes compare between Minnesota and Illinois?
Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Minneapolis or Naperville?
It depends on your priorities. Minneapolis has a cost index of 102 with median rent of $1,329/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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More Comparisons

Other cost of living comparisons for Minneapolis and Naperville

Minneapolis vs. Oakland Minneapolis vs. Tulsa Minneapolis vs. Miami Minneapolis vs. Bakersfield Minneapolis vs. Virginia Beach Minneapolis vs. Wichita Naperville vs. Surprise Naperville vs. Pasadena Naperville vs. Joliet Naperville vs. Mesquite Naperville vs. Jackson Naperville vs. Pomona