Cost of Living: Modesto, CA vs Downey, CA (2026)

Modesto

California
120
VS

Downey

California
169

Modesto is 29% cheaper than Downey.

$1,609/mo ↓ 15%
Median Rent
$1,892/mo ↑ 18%
$77,899/yr ↓ 11%
Median Income
$87,400/yr ↑ 12%
$415,600 ↓ 43%
Home Value
$728,500 ↑ 75%
$1,613/mo ↓ 19%
Owner Costs
$1,997/mo ↑ 24%
218,614
Population
111,793

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

24.8%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Modesto, CA and Downey, CA, the overall cost of living indices are 120 and 169 respectively (national median = 100). Rent is $283/month cheaper in Modesto, saving renters about $3,396/year.

Median household income is $9,501/year higher in Downey. Home values also differ significantly — the median in Modesto is $415,600 compared to $728,500 in Downey.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Modesto vs Downey — common questions

Is Modesto or Downey cheaper to live in?
Based on our cost index, Modesto is cheaper to live in with an index of 120 compared to 169 (US average = 100).
What is the rent difference between Modesto and Downey?
Median rent in Modesto is $1,609/month and in Downey it's $1,892/month — a difference of $283/month.
Which city has higher income, Modesto or Downey?
Median household income is $77,899 in Modesto and $87,400 in Downey. Median household income is $9,501/year higher in Downey.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Modesto or Downey?
It depends on your priorities. Modesto has a cost index of 120 with median rent of $1,609/mo, while Downey has a cost index of 169 with rent of $1,892/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Modesto details → View Downey details →

More Comparisons

Other cost of living comparisons for Modesto and Downey

Modesto vs. Huntsville Modesto vs. Des Moines Modesto vs. Spring Valley Modesto vs. Fontana Modesto vs. Port St. Lucie Modesto vs. Moreno Valley Downey vs. Peoria Downey vs. Murrieta Downey vs. Pompano Beach Downey vs. Pueblo Downey vs. Lansing Downey vs. Miami Gardens