Cost of Living: Modesto, CA vs Greeley, CO (2026)

Modesto

California
120
VS

Greeley

Colorado
103

Modesto is 17% more expensive than Greeley.

$1,609/mo ↑ 21%
Median Rent
$1,333/mo ↓ 17%
$77,899/yr ↑ 13%
Median Income
$68,650/yr ↓ 12%
$415,600 ↑ 12%
Home Value
$369,600 ↓ 11%
$1,613/mo ↑ 16%
Owner Costs
$1,387/mo ↓ 14%
218,614
Population
109,421

Tax Comparison

13.3%
Income Tax
4.4%
7.25%
State Sales Tax
2.9%
0.71%
Property Tax
0.51%

Affordability

24.8%
rent-to-income
Affordability
23.3%
rent-to-income

Detailed Comparison

When comparing Modesto, CA and Greeley, CO, the overall cost of living indices are 120 and 103 respectively (national median = 100). Rent is $276/month cheaper in Greeley, saving renters about $3,312/year.

Median household income is $9,249/year higher in Modesto. Home values also differ significantly — the median in Modesto is $415,600 compared to $369,600 in Greeley.

Colorado has a lower income tax rate, making Greeley slightly more tax-friendly.

Frequently Asked Questions

Modesto vs Greeley — common questions

Is Modesto or Greeley cheaper to live in?
Based on our cost index, Greeley is cheaper to live in with an index of 103 compared to 120 (US average = 100).
What is the rent difference between Modesto and Greeley?
Median rent in Modesto is $1,609/month and in Greeley it's $1,333/month — a difference of $276/month.
Which city has higher income, Modesto or Greeley?
Median household income is $77,899 in Modesto and $68,650 in Greeley. Median household income is $9,249/year higher in Modesto.
How do taxes compare between California and Colorado?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Modesto or Greeley?
It depends on your priorities. Modesto has a cost index of 120 with median rent of $1,609/mo, while Greeley has a cost index of 103 with rent of $1,333/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Modesto details → View Greeley details →

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