Modesto, CA vs Providence, RI: 120 vs 99

$1,609/mo ↑ 21%

Median Rent

$1,333/mo ↓ 17%

$77,899/yr ↑ 17%

Median Income

$66,772/yr ↓ 14%

$415,600 ↑ 29%

Home Value

$322,800 ↓ 22%

$1,613/mo ↑ 10%

Owner Costs

$1,467/mo ↓ 9%

218,614

Population

190,214

Detailed Comparison

When comparing Modesto, CA and Providence, RI, the overall cost of living indices are 120 and 99 respectively (national median = 100). Rent is $276/month cheaper in Providence, saving renters about $3,312/year.

Median household income is $11,127/year higher in Modesto. Home values also differ significantly — the median in Modesto is $415,600 compared to $322,800 in Providence.

Rhode Island has a lower income tax rate, making Providence slightly more tax-friendly.

Frequently Asked Questions

Modesto vs Providence — common questions

Is Modesto or Providence cheaper to live in?

Based on our cost index, Providence is cheaper to live in with an index of 99 compared to 120 (US average = 100).

What is the rent difference between Modesto and Providence?

Median rent in Modesto is $1,609/month and in Providence it's $1,333/month — a difference of $276/month.

Which city has higher income, Modesto or Providence?

Median household income is $77,899 in Modesto and $66,772 in Providence. Median household income is $11,127/year higher in Modesto.

How do taxes compare between California and Rhode Island?

California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Rhode Island has 5.99% income tax, 7.0% sales tax, and 1.53% property tax.

Should I move to Modesto or Providence?

It depends on your priorities. Modesto has a cost index of 120 with median rent of $1,609/mo, while Providence has a cost index of 99 with rent of $1,333/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Modesto, CA vs Providence, RI (2026)

Modesto

Providence

Tax Comparison

Affordability

Detailed Comparison

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