Cost of Living: Modesto, CA vs Roseville, CA (2026)

Modesto

California
120
VS

Roseville

California
168

Modesto is 29% cheaper than Roseville.

$1,609/mo ↓ 23%
Median Rent
$2,099/mo ↑ 30%
$77,899/yr ↓ 34%
Median Income
$117,354/yr ↑ 51%
$415,600 ↓ 34%
Home Value
$630,600 ↑ 52%
$1,613/mo ↓ 28%
Owner Costs
$2,226/mo ↑ 38%
218,614
Population
152,438

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

24.8%
rent-to-income
Affordability
21.5%
rent-to-income

Detailed Comparison

When comparing Modesto, CA and Roseville, CA, the overall cost of living indices are 120 and 168 respectively (national median = 100). Rent is $490/month cheaper in Modesto, saving renters about $5,880/year.

Median household income is $39,455/year higher in Roseville. Home values also differ significantly — the median in Modesto is $415,600 compared to $630,600 in Roseville.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Modesto vs Roseville — common questions

Is Modesto or Roseville cheaper to live in?
Based on our cost index, Modesto is cheaper to live in with an index of 120 compared to 168 (US average = 100).
What is the rent difference between Modesto and Roseville?
Median rent in Modesto is $1,609/month and in Roseville it's $2,099/month — a difference of $490/month.
Which city has higher income, Modesto or Roseville?
Median household income is $77,899 in Modesto and $117,354 in Roseville. Median household income is $39,455/year higher in Roseville.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Modesto or Roseville?
It depends on your priorities. Modesto has a cost index of 120 with median rent of $1,609/mo, while Roseville has a cost index of 168 with rent of $2,099/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Modesto details → View Roseville details →

More Comparisons

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