Modesto, CA vs Temecula, CA: 120 vs 179

$1,609/mo ↓ 30%

Median Rent

$2,297/mo ↑ 43%

$77,899/yr ↓ 34%

Median Income

$117,840/yr ↑ 51%

$415,600 ↓ 35%

Home Value

$640,400 ↑ 54%

$1,613/mo ↓ 34%

Owner Costs

$2,435/mo ↑ 51%

218,614

Population

110,404

Detailed Comparison

When comparing Modesto, CA and Temecula, CA, the overall cost of living indices are 120 and 179 respectively (national median = 100). Rent is $688/month cheaper in Modesto, saving renters about $8,256/year.

Median household income is $39,941/year higher in Temecula. Home values also differ significantly — the median in Modesto is $415,600 compared to $640,400 in Temecula.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Modesto vs Temecula — common questions

Is Modesto or Temecula cheaper to live in?

Based on our cost index, Modesto is cheaper to live in with an index of 120 compared to 179 (US average = 100).

What is the rent difference between Modesto and Temecula?

Median rent in Modesto is $1,609/month and in Temecula it's $2,297/month — a difference of $688/month.

Which city has higher income, Modesto or Temecula?

Median household income is $77,899 in Modesto and $117,840 in Temecula. Median household income is $39,941/year higher in Temecula.

How do taxes compare between California and California?

Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.

Should I move to Modesto or Temecula?

It depends on your priorities. Modesto has a cost index of 120 with median rent of $1,609/mo, while Temecula has a cost index of 179 with rent of $2,297/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Modesto, CA vs Temecula, CA (2026)

Modesto

Temecula

Tax Comparison

Affordability

Detailed Comparison

Frequently Asked Questions

More Comparisons