Cost of Living: Montgomery, AL vs Carrollton, TX (2026)

Montgomery

Alabama
64
VS

Carrollton

Texas
116

Montgomery is 45% cheaper than Carrollton.

$1,059/mo ↓ 37%
Median Rent
$1,674/mo ↑ 58%
$55,687/yr ↓ 44%
Median Income
$99,115/yr ↑ 78%
$148,500 ↓ 58%
Home Value
$353,600 ↑ 138%
$1,023/mo ↓ 39%
Owner Costs
$1,689/mo ↑ 65%
198,440
Population
132,741

Tax Comparison

5.0%
Income Tax
0%
4.0%
State Sales Tax
6.25%
0.41%
Property Tax
1.6%

Affordability

22.8%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Montgomery, AL and Carrollton, TX, the overall cost of living indices are 64 and 116 respectively (national median = 100). Rent is $615/month cheaper in Montgomery, saving renters about $7,380/year.

Median household income is $43,428/year higher in Carrollton. Home values also differ significantly — the median in Montgomery is $148,500 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over Alabama's 5.0% rate.

Frequently Asked Questions

Montgomery vs Carrollton — common questions

Is Montgomery or Carrollton cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 116 (US average = 100).
What is the rent difference between Montgomery and Carrollton?
Median rent in Montgomery is $1,059/month and in Carrollton it's $1,674/month — a difference of $615/month.
Which city has higher income, Montgomery or Carrollton?
Median household income is $55,687 in Montgomery and $99,115 in Carrollton. Median household income is $43,428/year higher in Carrollton.
How do taxes compare between Alabama and Texas?
Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Montgomery or Carrollton?
It depends on your priorities. Montgomery has a cost index of 64 with median rent of $1,059/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Montgomery details → View Carrollton details →

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