Cost of Living: Montgomery, AL vs Concord, CA (2026)

Montgomery

Alabama
64
VS

Concord

California
187

Montgomery is 66% cheaper than Concord.

$1,059/mo ↓ 52%
Median Rent
$2,226/mo ↑ 110%
$55,687/yr ↓ 49%
Median Income
$109,195/yr ↑ 96%
$148,500 ↓ 80%
Home Value
$755,900 ↑ 409%
$1,023/mo ↓ 55%
Owner Costs
$2,284/mo ↑ 123%
198,440
Population
124,260

Tax Comparison

5.0%
Income Tax
13.3%
4.0%
State Sales Tax
7.25%
0.41%
Property Tax
0.71%

Affordability

22.8%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Montgomery, AL and Concord, CA, the overall cost of living indices are 64 and 187 respectively (national median = 100). Rent is $1,167/month cheaper in Montgomery, saving renters about $14,004/year.

Median household income is $53,508/year higher in Concord. Home values also differ significantly — the median in Montgomery is $148,500 compared to $755,900 in Concord.

Alabama has a lower income tax rate, making Montgomery slightly more tax-friendly.

Frequently Asked Questions

Montgomery vs Concord — common questions

Is Montgomery or Concord cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 187 (US average = 100).
What is the rent difference between Montgomery and Concord?
Median rent in Montgomery is $1,059/month and in Concord it's $2,226/month — a difference of $1,167/month.
Which city has higher income, Montgomery or Concord?
Median household income is $55,687 in Montgomery and $109,195 in Concord. Median household income is $53,508/year higher in Concord.
How do taxes compare between Alabama and California?
Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Montgomery or Concord?
It depends on your priorities. Montgomery has a cost index of 64 with median rent of $1,059/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Montgomery details → View Concord details →

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