Cost of Living: Montgomery, AL vs Denton, TX (2026)

Montgomery

Alabama
64
VS

Denton

Texas
100

Montgomery is 36% cheaper than Denton.

$1,059/mo ↓ 21%
Median Rent
$1,344/mo ↑ 27%
$55,687/yr ↓ 24%
Median Income
$73,719/yr ↑ 32%
$148,500 ↓ 54%
Home Value
$325,700 ↑ 119%
$1,023/mo ↓ 30%
Owner Costs
$1,461/mo ↑ 43%
198,440
Population
146,987

Tax Comparison

5.0%
Income Tax
0%
4.0%
State Sales Tax
6.25%
0.41%
Property Tax
1.6%

Affordability

22.8%
rent-to-income
Affordability
21.9%
rent-to-income

Detailed Comparison

When comparing Montgomery, AL and Denton, TX, the overall cost of living indices are 64 and 100 respectively (national median = 100). Rent is $285/month cheaper in Montgomery, saving renters about $3,420/year.

Median household income is $18,032/year higher in Denton. Home values also differ significantly — the median in Montgomery is $148,500 compared to $325,700 in Denton.

Texas has no state income tax, giving Denton residents a significant tax advantage over Alabama's 5.0% rate.

Frequently Asked Questions

Montgomery vs Denton — common questions

Is Montgomery or Denton cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 100 (US average = 100).
What is the rent difference between Montgomery and Denton?
Median rent in Montgomery is $1,059/month and in Denton it's $1,344/month — a difference of $285/month.
Which city has higher income, Montgomery or Denton?
Median household income is $55,687 in Montgomery and $73,719 in Denton. Median household income is $18,032/year higher in Denton.
How do taxes compare between Alabama and Texas?
Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Montgomery or Denton?
It depends on your priorities. Montgomery has a cost index of 64 with median rent of $1,059/mo, while Denton has a cost index of 100 with rent of $1,344/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Montgomery details → View Denton details →

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