Cost of Living: Montgomery, AL vs Fort Collins, CO (2026)

Montgomery

Alabama
64
VS

Fort Collins

Colorado
137

Montgomery is 53% cheaper than Fort Collins.

$1,059/mo ↓ 36%
Median Rent
$1,661/mo ↑ 57%
$55,687/yr ↓ 33%
Median Income
$83,598/yr ↑ 50%
$148,500 ↓ 73%
Home Value
$548,400 ↑ 269%
$1,023/mo ↓ 40%
Owner Costs
$1,692/mo ↑ 65%
198,440
Population
169,705

Tax Comparison

5.0%
Income Tax
4.4%
4.0%
State Sales Tax
2.9%
0.41%
Property Tax
0.51%

Affordability

22.8%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing Montgomery, AL and Fort Collins, CO, the overall cost of living indices are 64 and 137 respectively (national median = 100). Rent is $602/month cheaper in Montgomery, saving renters about $7,224/year.

Median household income is $27,911/year higher in Fort Collins. Home values also differ significantly — the median in Montgomery is $148,500 compared to $548,400 in Fort Collins.

Colorado has a lower income tax rate, making Fort Collins slightly more tax-friendly.

Frequently Asked Questions

Montgomery vs Fort Collins — common questions

Is Montgomery or Fort Collins cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 137 (US average = 100).
What is the rent difference between Montgomery and Fort Collins?
Median rent in Montgomery is $1,059/month and in Fort Collins it's $1,661/month — a difference of $602/month.
Which city has higher income, Montgomery or Fort Collins?
Median household income is $55,687 in Montgomery and $83,598 in Fort Collins. Median household income is $27,911/year higher in Fort Collins.
How do taxes compare between Alabama and Colorado?
Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Montgomery or Fort Collins?
It depends on your priorities. Montgomery has a cost index of 64 with median rent of $1,059/mo, while Fort Collins has a cost index of 137 with rent of $1,661/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Montgomery details → View Fort Collins details →

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