Cost of Living: Montgomery, AL vs Midland, TX (2026)

Montgomery

Alabama
64
VS

Midland

Texas
99

Montgomery is 35% cheaper than Midland.

$1,059/mo ↓ 25%
Median Rent
$1,407/mo ↑ 33%
$55,687/yr ↓ 39%
Median Income
$91,169/yr ↑ 64%
$148,500 ↓ 50%
Home Value
$298,600 ↑ 101%
$1,023/mo ↓ 30%
Owner Costs
$1,468/mo ↑ 43%
198,440
Population
133,998

Tax Comparison

5.0%
Income Tax
0%
4.0%
State Sales Tax
6.25%
0.41%
Property Tax
1.6%

Affordability

22.8%
rent-to-income
Affordability
18.5%
rent-to-income

Detailed Comparison

When comparing Montgomery, AL and Midland, TX, the overall cost of living indices are 64 and 99 respectively (national median = 100). Rent is $348/month cheaper in Montgomery, saving renters about $4,176/year.

Median household income is $35,482/year higher in Midland. Home values also differ significantly — the median in Montgomery is $148,500 compared to $298,600 in Midland.

Texas has no state income tax, giving Midland residents a significant tax advantage over Alabama's 5.0% rate.

Frequently Asked Questions

Montgomery vs Midland — common questions

Is Montgomery or Midland cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 99 (US average = 100).
What is the rent difference between Montgomery and Midland?
Median rent in Montgomery is $1,059/month and in Midland it's $1,407/month — a difference of $348/month.
Which city has higher income, Montgomery or Midland?
Median household income is $55,687 in Montgomery and $91,169 in Midland. Median household income is $35,482/year higher in Midland.
How do taxes compare between Alabama and Texas?
Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Montgomery or Midland?
It depends on your priorities. Montgomery has a cost index of 64 with median rent of $1,059/mo, while Midland has a cost index of 99 with rent of $1,407/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Montgomery details → View Midland details →

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