Montgomery, AL vs Naperville, IL: 64 vs 147

$1,059/mo ↓ 43%

Median Rent

$1,852/mo ↑ 75%

$55,687/yr ↓ 63%

Median Income

$150,937/yr ↑ 171%

$148,500 ↓ 71%

Home Value

$509,900 ↑ 243%

$1,023/mo ↓ 53%

Owner Costs

$2,161/mo ↑ 111%

198,440

Population

149,424

Detailed Comparison

When comparing Montgomery, AL and Naperville, IL, the overall cost of living indices are 64 and 147 respectively (national median = 100). Rent is $793/month cheaper in Montgomery, saving renters about $9,516/year.

Median household income is $95,250/year higher in Naperville. Home values also differ significantly — the median in Montgomery is $148,500 compared to $509,900 in Naperville.

Illinois has a lower income tax rate, making Naperville slightly more tax-friendly.

Frequently Asked Questions

Montgomery vs Naperville — common questions

Is Montgomery or Naperville cheaper to live in?

Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 147 (US average = 100).

What is the rent difference between Montgomery and Naperville?

Median rent in Montgomery is $1,059/month and in Naperville it's $1,852/month — a difference of $793/month.

Which city has higher income, Montgomery or Naperville?

Median household income is $55,687 in Montgomery and $150,937 in Naperville. Median household income is $95,250/year higher in Naperville.

How do taxes compare between Alabama and Illinois?

Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.

Should I move to Montgomery or Naperville?

It depends on your priorities. Montgomery has a cost index of 64 with median rent of $1,059/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Montgomery, AL vs Naperville, IL (2026)

Montgomery

Naperville

Tax Comparison

Affordability

Detailed Comparison

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