Cost of Living: Montgomery, AL vs Round Rock, TX (2026)

Montgomery

Alabama
64
VS

Round Rock

Texas
122

Montgomery is 48% cheaper than Round Rock.

$1,059/mo ↓ 38%
Median Rent
$1,713/mo ↑ 62%
$55,687/yr ↓ 43%
Median Income
$97,187/yr ↑ 75%
$148,500 ↓ 61%
Home Value
$383,700 ↑ 158%
$1,023/mo ↓ 43%
Owner Costs
$1,781/mo ↑ 74%
198,440
Population
124,288

Tax Comparison

5.0%
Income Tax
0%
4.0%
State Sales Tax
6.25%
0.41%
Property Tax
1.6%

Affordability

22.8%
rent-to-income
Affordability
21.2%
rent-to-income

Detailed Comparison

When comparing Montgomery, AL and Round Rock, TX, the overall cost of living indices are 64 and 122 respectively (national median = 100). Rent is $654/month cheaper in Montgomery, saving renters about $7,848/year.

Median household income is $41,500/year higher in Round Rock. Home values also differ significantly — the median in Montgomery is $148,500 compared to $383,700 in Round Rock.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over Alabama's 5.0% rate.

Frequently Asked Questions

Montgomery vs Round Rock — common questions

Is Montgomery or Round Rock cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 122 (US average = 100).
What is the rent difference between Montgomery and Round Rock?
Median rent in Montgomery is $1,059/month and in Round Rock it's $1,713/month — a difference of $654/month.
Which city has higher income, Montgomery or Round Rock?
Median household income is $55,687 in Montgomery and $97,187 in Round Rock. Median household income is $41,500/year higher in Round Rock.
How do taxes compare between Alabama and Texas?
Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Montgomery or Round Rock?
It depends on your priorities. Montgomery has a cost index of 64 with median rent of $1,059/mo, while Round Rock has a cost index of 122 with rent of $1,713/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Montgomery details → View Round Rock details →

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