Cost of Living: Montgomery, AL vs Spring Hill, FL (2026)

Montgomery

Alabama
64
VS

Spring Hill

Florida
85

Montgomery is 25% cheaper than Spring Hill.

$1,059/mo ↓ 19%
Median Rent
$1,301/mo ↑ 23%
$55,687/yr ↓ 16%
Median Income
$66,557/yr ↑ 20%
$148,500 ↓ 40%
Home Value
$248,400 ↑ 67%
$1,023/mo ↓ 11%
Owner Costs
$1,153/mo ↑ 13%
198,440
Population
118,814

Tax Comparison

5.0%
Income Tax
0%
4.0%
State Sales Tax
6.0%
0.41%
Property Tax
0.86%

Affordability

22.8%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Montgomery, AL and Spring Hill, FL, the overall cost of living indices are 64 and 85 respectively (national median = 100). Rent is $242/month cheaper in Montgomery, saving renters about $2,904/year.

Median household income is $10,870/year higher in Spring Hill. Home values also differ significantly — the median in Montgomery is $148,500 compared to $248,400 in Spring Hill.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over Alabama's 5.0% rate.

Frequently Asked Questions

Montgomery vs Spring Hill — common questions

Is Montgomery or Spring Hill cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 85 (US average = 100).
What is the rent difference between Montgomery and Spring Hill?
Median rent in Montgomery is $1,059/month and in Spring Hill it's $1,301/month — a difference of $242/month.
Which city has higher income, Montgomery or Spring Hill?
Median household income is $55,687 in Montgomery and $66,557 in Spring Hill. Median household income is $10,870/year higher in Spring Hill.
How do taxes compare between Alabama and Florida?
Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Montgomery or Spring Hill?
It depends on your priorities. Montgomery has a cost index of 64 with median rent of $1,059/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Montgomery details → View Spring Hill details →

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