Cost of Living: Moreno Valley, CA vs Clearwater, FL (2026)

Moreno Valley

California
144
VS

Clearwater

Florida
105

Moreno Valley is 37% more expensive than Clearwater.

$2,036/mo ↑ 32%
Median Rent
$1,539/mo ↓ 24%
$87,477/yr ↑ 36%
Median Income
$64,440/yr ↓ 26%
$461,400 ↑ 41%
Home Value
$326,100 ↓ 29%
$1,980/mo ↑ 40%
Owner Costs
$1,411/mo ↓ 29%
210,378
Population
117,075

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.0%
0.71%
Property Tax
0.86%

Affordability

27.9%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Moreno Valley, CA and Clearwater, FL, the overall cost of living indices are 144 and 105 respectively (national median = 100). Rent is $497/month cheaper in Clearwater, saving renters about $5,964/year.

Median household income is $23,037/year higher in Moreno Valley. Home values also differ significantly — the median in Moreno Valley is $461,400 compared to $326,100 in Clearwater.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Moreno Valley vs Clearwater — common questions

Is Moreno Valley or Clearwater cheaper to live in?
Based on our cost index, Clearwater is cheaper to live in with an index of 105 compared to 144 (US average = 100).
What is the rent difference between Moreno Valley and Clearwater?
Median rent in Moreno Valley is $2,036/month and in Clearwater it's $1,539/month — a difference of $497/month.
Which city has higher income, Moreno Valley or Clearwater?
Median household income is $87,477 in Moreno Valley and $64,440 in Clearwater. Median household income is $23,037/year higher in Moreno Valley.
How do taxes compare between California and Florida?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Moreno Valley or Clearwater?
It depends on your priorities. Moreno Valley has a cost index of 144 with median rent of $2,036/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Moreno Valley details → View Clearwater details →

More Comparisons

Other cost of living comparisons for Moreno Valley and Clearwater

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