Cost of Living: Moreno Valley, CA vs McKinney, TX (2026)

Moreno Valley

California
144
VS

McKinney

Texas
138

Moreno Valley is 4% more expensive than McKinney.

$2,036/mo ↑ 11%
Median Rent
$1,841/mo ↓ 10%
$87,477/yr ↓ 27%
Median Income
$120,273/yr ↑ 37%
$461,400 ↑ 5%
Home Value
$439,500 ↓ 5%
$1,980/mo ↓ 6%
Owner Costs
$2,101/mo ↑ 6%
210,378
Population
202,314

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

27.9%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Moreno Valley, CA and McKinney, TX, the overall cost of living indices are 144 and 138 respectively (national median = 100). Rent is $195/month cheaper in McKinney, saving renters about $2,340/year.

Median household income is $32,796/year higher in McKinney. Home values also differ significantly — the median in Moreno Valley is $461,400 compared to $439,500 in McKinney.

Texas has no state income tax, giving McKinney residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Moreno Valley vs McKinney — common questions

Is Moreno Valley or McKinney cheaper to live in?
Based on our cost index, McKinney is cheaper to live in with an index of 138 compared to 144 (US average = 100).
What is the rent difference between Moreno Valley and McKinney?
Median rent in Moreno Valley is $2,036/month and in McKinney it's $1,841/month — a difference of $195/month.
Which city has higher income, Moreno Valley or McKinney?
Median household income is $87,477 in Moreno Valley and $120,273 in McKinney. Median household income is $32,796/year higher in McKinney.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Moreno Valley or McKinney?
It depends on your priorities. Moreno Valley has a cost index of 144 with median rent of $2,036/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Moreno Valley details → View McKinney details →

More Comparisons

Other cost of living comparisons for Moreno Valley and McKinney

Moreno Valley vs. Fontana Moreno Valley vs. Frisco Moreno Valley vs. Des Moines Moreno Valley vs. Rochester Moreno Valley vs. Modesto Moreno Valley vs. Fayetteville McKinney vs. Little Rock McKinney vs. Augusta McKinney vs. Salt Lake City McKinney vs. Oxnard McKinney vs. Columbus McKinney vs. Amarillo