Cost of Living: Moreno Valley, CA vs Naperville, IL (2026)

Moreno Valley

California
144
VS

Naperville

Illinois
147

Moreno Valley is 2% cheaper than Naperville.

$2,036/mo ↑ 10%
Median Rent
$1,852/mo ↓ 9%
$87,477/yr ↓ 42%
Median Income
$150,937/yr ↑ 73%
$461,400 ↓ 10%
Home Value
$509,900 ↑ 11%
$1,980/mo ↓ 8%
Owner Costs
$2,161/mo ↑ 9%
210,378
Population
149,424

Tax Comparison

13.3%
Income Tax
4.95%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
2.07%

Affordability

27.9%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Moreno Valley, CA and Naperville, IL, the overall cost of living indices are 144 and 147 respectively (national median = 100). Rent is $184/month cheaper in Naperville, saving renters about $2,208/year.

Median household income is $63,460/year higher in Naperville. Home values also differ significantly — the median in Moreno Valley is $461,400 compared to $509,900 in Naperville.

Illinois has a lower income tax rate, making Naperville slightly more tax-friendly.

Frequently Asked Questions

Moreno Valley vs Naperville — common questions

Is Moreno Valley or Naperville cheaper to live in?
Based on our cost index, Moreno Valley is cheaper to live in with an index of 144 compared to 147 (US average = 100).
What is the rent difference between Moreno Valley and Naperville?
Median rent in Moreno Valley is $2,036/month and in Naperville it's $1,852/month — a difference of $184/month.
Which city has higher income, Moreno Valley or Naperville?
Median household income is $87,477 in Moreno Valley and $150,937 in Naperville. Median household income is $63,460/year higher in Naperville.
How do taxes compare between California and Illinois?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Moreno Valley or Naperville?
It depends on your priorities. Moreno Valley has a cost index of 144 with median rent of $2,036/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Moreno Valley details → View Naperville details →

More Comparisons

Other cost of living comparisons for Moreno Valley and Naperville

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