Cost of Living: Moreno Valley, CA vs Richardson, TX (2026)

Moreno Valley

California
144
VS

Richardson

Texas
128

Moreno Valley is 12% more expensive than Richardson.

$2,036/mo ↑ 12%
Median Rent
$1,825/mo ↓ 10%
$87,477/yr ↓ 9%
Median Income
$96,257/yr ↑ 10%
$461,400 ↑ 14%
Home Value
$405,600 ↓ 12%
$1,980/mo ↑ 10%
Owner Costs
$1,796/mo ↓ 9%
210,378
Population
118,269

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

27.9%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Moreno Valley, CA and Richardson, TX, the overall cost of living indices are 144 and 128 respectively (national median = 100). Rent is $211/month cheaper in Richardson, saving renters about $2,532/year.

Median household income is $8,780/year higher in Richardson. Home values also differ significantly — the median in Moreno Valley is $461,400 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Moreno Valley vs Richardson — common questions

Is Moreno Valley or Richardson cheaper to live in?
Based on our cost index, Richardson is cheaper to live in with an index of 128 compared to 144 (US average = 100).
What is the rent difference between Moreno Valley and Richardson?
Median rent in Moreno Valley is $2,036/month and in Richardson it's $1,825/month — a difference of $211/month.
Which city has higher income, Moreno Valley or Richardson?
Median household income is $87,477 in Moreno Valley and $96,257 in Richardson. Median household income is $8,780/year higher in Richardson.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Moreno Valley or Richardson?
It depends on your priorities. Moreno Valley has a cost index of 144 with median rent of $2,036/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Moreno Valley details → View Richardson details →

More Comparisons

Other cost of living comparisons for Moreno Valley and Richardson

Moreno Valley vs. Fontana Moreno Valley vs. Frisco Moreno Valley vs. Des Moines Moreno Valley vs. Rochester Moreno Valley vs. Modesto Moreno Valley vs. Fayetteville Richardson vs. Billings Richardson vs. Cambridge Richardson vs. Wilmington Richardson vs. North Charleston Richardson vs. Spring Hill Richardson vs. Clearwater