Cost of Living: Moreno Valley, CA vs Torrance, CA (2026)

Moreno Valley

California
144
VS

Torrance

California
218

Moreno Valley is 34% cheaper than Torrance.

$2,036/mo ↓ 8%
Median Rent
$2,214/mo ↑ 9%
$87,477/yr ↓ 23%
Median Income
$113,105/yr ↑ 29%
$461,400 ↓ 55%
Home Value
$1,036,600 ↑ 125%
$1,980/mo ↓ 14%
Owner Costs
$2,295/mo ↑ 16%
210,378
Population
143,499

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

27.9%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Moreno Valley, CA and Torrance, CA, the overall cost of living indices are 144 and 218 respectively (national median = 100). Rent is $178/month cheaper in Moreno Valley, saving renters about $2,136/year.

Median household income is $25,628/year higher in Torrance. Home values also differ significantly — the median in Moreno Valley is $461,400 compared to $1,036,600 in Torrance.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Moreno Valley vs Torrance — common questions

Is Moreno Valley or Torrance cheaper to live in?
Based on our cost index, Moreno Valley is cheaper to live in with an index of 144 compared to 218 (US average = 100).
What is the rent difference between Moreno Valley and Torrance?
Median rent in Moreno Valley is $2,036/month and in Torrance it's $2,214/month — a difference of $178/month.
Which city has higher income, Moreno Valley or Torrance?
Median household income is $87,477 in Moreno Valley and $113,105 in Torrance. Median household income is $25,628/year higher in Torrance.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Moreno Valley or Torrance?
It depends on your priorities. Moreno Valley has a cost index of 144 with median rent of $2,036/mo, while Torrance has a cost index of 218 with rent of $2,214/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Moreno Valley details → View Torrance details →

More Comparisons

Other cost of living comparisons for Moreno Valley and Torrance

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