Cost of Living: Naperville, IL vs Arvada, CO (2026)

Naperville

Illinois
147
VS

Arvada

Colorado
152

Naperville is 3% cheaper than Arvada.

$1,852/mo ↑ 3%
Median Rent
$1,802/mo ↓ 3%
$150,937/yr ↑ 33%
Median Income
$113,396/yr ↓ 25%
$509,900 ↓ 15%
Home Value
$600,800 ↑ 18%
$2,161/mo ↑ 11%
Owner Costs
$1,948/mo ↓ 10%
149,424
Population
122,835

Tax Comparison

4.95%
Income Tax
4.4%
6.25%
State Sales Tax
2.9%
2.07%
Property Tax
0.51%

Affordability

14.7%
rent-to-income
Affordability
19.1%
rent-to-income

Detailed Comparison

When comparing Naperville, IL and Arvada, CO, the overall cost of living indices are 147 and 152 respectively (national median = 100). Rent is $50/month cheaper in Arvada, saving renters about $600/year.

Median household income is $37,541/year higher in Naperville. Home values also differ significantly — the median in Naperville is $509,900 compared to $600,800 in Arvada.

Colorado has a lower income tax rate, making Arvada slightly more tax-friendly.

Frequently Asked Questions

Naperville vs Arvada — common questions

Is Naperville or Arvada cheaper to live in?
Based on our cost index, Naperville is cheaper to live in with an index of 147 compared to 152 (US average = 100).
What is the rent difference between Naperville and Arvada?
Median rent in Naperville is $1,852/month and in Arvada it's $1,802/month — a difference of $50/month.
Which city has higher income, Naperville or Arvada?
Median household income is $150,937 in Naperville and $113,396 in Arvada. Median household income is $37,541/year higher in Naperville.
How do taxes compare between Illinois and Colorado?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Naperville or Arvada?
It depends on your priorities. Naperville has a cost index of 147 with median rent of $1,852/mo, while Arvada has a cost index of 152 with rent of $1,802/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Naperville details → View Arvada details →

More Comparisons

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