Cost of Living: Naperville, IL vs Brandon, FL (2026)

Naperville

Illinois
147
VS

Brandon

Florida
108

Naperville is 36% more expensive than Brandon.

$1,852/mo ↑ 10%
Median Rent
$1,691/mo ↓ 9%
$150,937/yr ↑ 96%
Median Income
$77,068/yr ↓ 49%
$509,900 ↑ 74%
Home Value
$293,800 ↓ 42%
$2,161/mo ↑ 40%
Owner Costs
$1,546/mo ↓ 28%
149,424
Population
116,365

Tax Comparison

4.95%
Income Tax
0%
6.25%
State Sales Tax
6.0%
2.07%
Property Tax
0.86%

Affordability

14.7%
rent-to-income
Affordability
26.3%
rent-to-income

Detailed Comparison

When comparing Naperville, IL and Brandon, FL, the overall cost of living indices are 147 and 108 respectively (national median = 100). Rent is $161/month cheaper in Brandon, saving renters about $1,932/year.

Median household income is $73,869/year higher in Naperville. Home values also differ significantly — the median in Naperville is $509,900 compared to $293,800 in Brandon.

Florida has no state income tax, giving Brandon residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Naperville vs Brandon — common questions

Is Naperville or Brandon cheaper to live in?
Based on our cost index, Brandon is cheaper to live in with an index of 108 compared to 147 (US average = 100).
What is the rent difference between Naperville and Brandon?
Median rent in Naperville is $1,852/month and in Brandon it's $1,691/month — a difference of $161/month.
Which city has higher income, Naperville or Brandon?
Median household income is $150,937 in Naperville and $77,068 in Brandon. Median household income is $73,869/year higher in Naperville.
How do taxes compare between Illinois and Florida?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Naperville or Brandon?
It depends on your priorities. Naperville has a cost index of 147 with median rent of $1,852/mo, while Brandon has a cost index of 108 with rent of $1,691/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Naperville details → View Brandon details →

More Comparisons

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