Cost of Living: Naperville, IL vs Clovis, CA (2026)

Naperville

Illinois
147
VS

Clovis

California
130

Naperville is 13% more expensive than Clovis.

$1,852/mo ↑ 11%
Median Rent
$1,662/mo ↓ 10%
$150,937/yr ↑ 50%
Median Income
$100,360/yr ↓ 34%
$509,900 ↑ 12%
Home Value
$453,300 ↓ 11%
$2,161/mo ↑ 17%
Owner Costs
$1,851/mo ↓ 14%
149,424
Population
122,719

Tax Comparison

4.95%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
2.07%
Property Tax
0.71%

Affordability

14.7%
rent-to-income
Affordability
19.9%
rent-to-income

Detailed Comparison

When comparing Naperville, IL and Clovis, CA, the overall cost of living indices are 147 and 130 respectively (national median = 100). Rent is $190/month cheaper in Clovis, saving renters about $2,280/year.

Median household income is $50,577/year higher in Naperville. Home values also differ significantly — the median in Naperville is $509,900 compared to $453,300 in Clovis.

Illinois has a lower income tax rate, making Naperville slightly more tax-friendly.

Frequently Asked Questions

Naperville vs Clovis — common questions

Is Naperville or Clovis cheaper to live in?
Based on our cost index, Clovis is cheaper to live in with an index of 130 compared to 147 (US average = 100).
What is the rent difference between Naperville and Clovis?
Median rent in Naperville is $1,852/month and in Clovis it's $1,662/month — a difference of $190/month.
Which city has higher income, Naperville or Clovis?
Median household income is $150,937 in Naperville and $100,360 in Clovis. Median household income is $50,577/year higher in Naperville.
How do taxes compare between Illinois and California?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Naperville or Clovis?
It depends on your priorities. Naperville has a cost index of 147 with median rent of $1,852/mo, while Clovis has a cost index of 130 with rent of $1,662/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Naperville details → View Clovis details →

More Comparisons

Other cost of living comparisons for Naperville and Clovis

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