Cost of Living: Naperville, IL vs Midland, TX (2026)

Naperville

Illinois
147
VS

Midland

Texas
99

Naperville is 48% more expensive than Midland.

$1,852/mo ↑ 32%
Median Rent
$1,407/mo ↓ 24%
$150,937/yr ↑ 66%
Median Income
$91,169/yr ↓ 40%
$509,900 ↑ 71%
Home Value
$298,600 ↓ 41%
$2,161/mo ↑ 47%
Owner Costs
$1,468/mo ↓ 32%
149,424
Population
133,998

Tax Comparison

4.95%
Income Tax
0%
6.25%
State Sales Tax
6.25%
2.07%
Property Tax
1.6%

Affordability

14.7%
rent-to-income
Affordability
18.5%
rent-to-income

Detailed Comparison

When comparing Naperville, IL and Midland, TX, the overall cost of living indices are 147 and 99 respectively (national median = 100). Rent is $445/month cheaper in Midland, saving renters about $5,340/year.

Median household income is $59,768/year higher in Naperville. Home values also differ significantly — the median in Naperville is $509,900 compared to $298,600 in Midland.

Texas has no state income tax, giving Midland residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Naperville vs Midland — common questions

Is Naperville or Midland cheaper to live in?
Based on our cost index, Midland is cheaper to live in with an index of 99 compared to 147 (US average = 100).
What is the rent difference between Naperville and Midland?
Median rent in Naperville is $1,852/month and in Midland it's $1,407/month — a difference of $445/month.
Which city has higher income, Naperville or Midland?
Median household income is $150,937 in Naperville and $91,169 in Midland. Median household income is $59,768/year higher in Naperville.
How do taxes compare between Illinois and Texas?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Naperville or Midland?
It depends on your priorities. Naperville has a cost index of 147 with median rent of $1,852/mo, while Midland has a cost index of 99 with rent of $1,407/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Naperville details → View Midland details →

More Comparisons

Other cost of living comparisons for Naperville and Midland

Naperville vs. Surprise Naperville vs. Pasadena Naperville vs. Joliet Naperville vs. Mesquite Naperville vs. Jackson Naperville vs. Pomona Midland vs. Kent Midland vs. Coral Springs Midland vs. Stamford Midland vs. Sterling Heights Midland vs. Elizabeth Midland vs. New Haven