Cost of Living: Naperville, IL vs Miramar, FL (2026)

Naperville

Illinois
147
VS

Miramar

Florida
135

Naperville is 9% more expensive than Miramar.

$1,852/mo ↓ 5%
Median Rent
$1,954/mo ↑ 6%
$150,937/yr ↑ 75%
Median Income
$86,109/yr ↓ 43%
$509,900 ↑ 21%
Home Value
$420,300 ↓ 18%
$2,161/mo ↑ 16%
Owner Costs
$1,863/mo ↓ 14%
149,424
Population
135,986

Tax Comparison

4.95%
Income Tax
0%
6.25%
State Sales Tax
6.0%
2.07%
Property Tax
0.86%

Affordability

14.7%
rent-to-income
Affordability
27.2%
rent-to-income

Detailed Comparison

When comparing Naperville, IL and Miramar, FL, the overall cost of living indices are 147 and 135 respectively (national median = 100). Rent is $102/month cheaper in Naperville, saving renters about $1,224/year.

Median household income is $64,828/year higher in Naperville. Home values also differ significantly — the median in Naperville is $509,900 compared to $420,300 in Miramar.

Florida has no state income tax, giving Miramar residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Naperville vs Miramar — common questions

Is Naperville or Miramar cheaper to live in?
Based on our cost index, Miramar is cheaper to live in with an index of 135 compared to 147 (US average = 100).
What is the rent difference between Naperville and Miramar?
Median rent in Naperville is $1,852/month and in Miramar it's $1,954/month — a difference of $102/month.
Which city has higher income, Naperville or Miramar?
Median household income is $150,937 in Naperville and $86,109 in Miramar. Median household income is $64,828/year higher in Naperville.
How do taxes compare between Illinois and Florida?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Naperville or Miramar?
It depends on your priorities. Naperville has a cost index of 147 with median rent of $1,852/mo, while Miramar has a cost index of 135 with rent of $1,954/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Naperville details → View Miramar details →

More Comparisons

Other cost of living comparisons for Naperville and Miramar

Naperville vs. Surprise Naperville vs. Pasadena Naperville vs. Joliet Naperville vs. Mesquite Naperville vs. Jackson Naperville vs. Pomona Miramar vs. Pasadena Miramar vs. Victorville Miramar vs. Dayton Miramar vs. Elizabeth Miramar vs. Cedar Rapids Miramar vs. Stamford