Cost of Living: Naperville, IL vs Olathe, KS (2026)

Naperville

Illinois
147
VS

Olathe

Kansas
104

Naperville is 41% more expensive than Olathe.

$1,852/mo ↑ 41%
Median Rent
$1,314/mo ↓ 29%
$150,937/yr ↑ 34%
Median Income
$112,232/yr ↓ 26%
$509,900 ↑ 50%
Home Value
$340,600 ↓ 33%
$2,161/mo ↑ 30%
Owner Costs
$1,662/mo ↓ 23%
149,424
Population
143,720

Tax Comparison

4.95%
Income Tax
5.7%
6.25%
State Sales Tax
6.5%
2.07%
Property Tax
1.41%

Affordability

14.7%
rent-to-income
Affordability
14.0%
rent-to-income

Detailed Comparison

When comparing Naperville, IL and Olathe, KS, the overall cost of living indices are 147 and 104 respectively (national median = 100). Rent is $538/month cheaper in Olathe, saving renters about $6,456/year.

Median household income is $38,705/year higher in Naperville. Home values also differ significantly — the median in Naperville is $509,900 compared to $340,600 in Olathe.

Illinois has a lower income tax rate, making Naperville slightly more tax-friendly.

Frequently Asked Questions

Naperville vs Olathe — common questions

Is Naperville or Olathe cheaper to live in?
Based on our cost index, Olathe is cheaper to live in with an index of 104 compared to 147 (US average = 100).
What is the rent difference between Naperville and Olathe?
Median rent in Naperville is $1,852/month and in Olathe it's $1,314/month — a difference of $538/month.
Which city has higher income, Naperville or Olathe?
Median household income is $150,937 in Naperville and $112,232 in Olathe. Median household income is $38,705/year higher in Naperville.
How do taxes compare between Illinois and Kansas?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Kansas has 5.7% income tax, 6.5% sales tax, and 1.41% property tax.
Should I move to Naperville or Olathe?
It depends on your priorities. Naperville has a cost index of 147 with median rent of $1,852/mo, while Olathe has a cost index of 104 with rent of $1,314/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Naperville details → View Olathe details →

More Comparisons

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