Cost of Living: Naperville, IL vs Pearland, TX (2026)

Naperville

Illinois
147
VS

Pearland

Texas
121

Naperville is 21% more expensive than Pearland.

$1,852/mo ↑ 5%
Median Rent
$1,759/mo ↓ 5%
$150,937/yr ↑ 34%
Median Income
$112,470/yr ↓ 25%
$509,900 ↑ 54%
Home Value
$330,900 ↓ 35%
$2,161/mo ↑ 10%
Owner Costs
$1,962/mo ↓ 9%
149,424
Population
125,983

Tax Comparison

4.95%
Income Tax
0%
6.25%
State Sales Tax
6.25%
2.07%
Property Tax
1.6%

Affordability

14.7%
rent-to-income
Affordability
18.8%
rent-to-income

Detailed Comparison

When comparing Naperville, IL and Pearland, TX, the overall cost of living indices are 147 and 121 respectively (national median = 100). Rent is $93/month cheaper in Pearland, saving renters about $1,116/year.

Median household income is $38,467/year higher in Naperville. Home values also differ significantly — the median in Naperville is $509,900 compared to $330,900 in Pearland.

Texas has no state income tax, giving Pearland residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Naperville vs Pearland — common questions

Is Naperville or Pearland cheaper to live in?
Based on our cost index, Pearland is cheaper to live in with an index of 121 compared to 147 (US average = 100).
What is the rent difference between Naperville and Pearland?
Median rent in Naperville is $1,852/month and in Pearland it's $1,759/month — a difference of $93/month.
Which city has higher income, Naperville or Pearland?
Median household income is $150,937 in Naperville and $112,470 in Pearland. Median household income is $38,467/year higher in Naperville.
How do taxes compare between Illinois and Texas?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Naperville or Pearland?
It depends on your priorities. Naperville has a cost index of 147 with median rent of $1,852/mo, while Pearland has a cost index of 121 with rent of $1,759/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Naperville details → View Pearland details →

More Comparisons

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