Cost of Living: Naperville, IL vs Peoria, IL (2026)

Naperville

Illinois
147
VS

Peoria

Illinois
61

Naperville is 141% more expensive than Peoria.

$1,852/mo ↑ 95%
Median Rent
$951/mo ↓ 49%
$150,937/yr ↑ 157%
Median Income
$58,716/yr ↓ 61%
$509,900 ↑ 241%
Home Value
$149,500 ↓ 71%
$2,161/mo ↑ 115%
Owner Costs
$1,007/mo ↓ 53%
149,424
Population
112,126

Tax Comparison

4.95%
Income Tax
4.95%
6.25%
State Sales Tax
6.25%
2.07%
Property Tax
2.07%

Affordability

14.7%
rent-to-income
Affordability
19.4%
rent-to-income

Detailed Comparison

When comparing Naperville, IL and Peoria, IL, the overall cost of living indices are 147 and 61 respectively (national median = 100). Rent is $901/month cheaper in Peoria, saving renters about $10,812/year.

Median household income is $92,221/year higher in Naperville. Home values also differ significantly — the median in Naperville is $509,900 compared to $149,500 in Peoria.

Both cities share the same state tax structure since they are in Illinois.

Frequently Asked Questions

Naperville vs Peoria — common questions

Is Naperville or Peoria cheaper to live in?
Based on our cost index, Peoria is cheaper to live in with an index of 61 compared to 147 (US average = 100).
What is the rent difference between Naperville and Peoria?
Median rent in Naperville is $1,852/month and in Peoria it's $951/month — a difference of $901/month.
Which city has higher income, Naperville or Peoria?
Median household income is $150,937 in Naperville and $58,716 in Peoria. Median household income is $92,221/year higher in Naperville.
How do taxes compare between Illinois and Illinois?
Both cities are in Illinois and share the same state tax rates: 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Naperville or Peoria?
It depends on your priorities. Naperville has a cost index of 147 with median rent of $1,852/mo, while Peoria has a cost index of 61 with rent of $951/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Naperville details → View Peoria details →

More Comparisons

Other cost of living comparisons for Naperville and Peoria

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