Cost of Living: Naperville, IL vs Provo, UT (2026)

Naperville

Illinois
147
VS

Provo

Utah
102

Naperville is 44% more expensive than Provo.

$1,852/mo ↑ 61%
Median Rent
$1,152/mo ↓ 38%
$150,937/yr ↑ 140%
Median Income
$62,800/yr ↓ 58%
$509,900 ↑ 17%
Home Value
$437,100 ↓ 14%
$2,161/mo ↑ 77%
Owner Costs
$1,220/mo ↓ 44%
149,424
Population
114,303

Tax Comparison

4.95%
Income Tax
4.65%
6.25%
State Sales Tax
6.1%
2.07%
Property Tax
0.58%

Affordability

14.7%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Naperville, IL and Provo, UT, the overall cost of living indices are 147 and 102 respectively (national median = 100). Rent is $700/month cheaper in Provo, saving renters about $8,400/year.

Median household income is $88,137/year higher in Naperville. Home values also differ significantly — the median in Naperville is $509,900 compared to $437,100 in Provo.

Utah has a lower income tax rate, making Provo slightly more tax-friendly.

Frequently Asked Questions

Naperville vs Provo — common questions

Is Naperville or Provo cheaper to live in?
Based on our cost index, Provo is cheaper to live in with an index of 102 compared to 147 (US average = 100).
What is the rent difference between Naperville and Provo?
Median rent in Naperville is $1,852/month and in Provo it's $1,152/month — a difference of $700/month.
Which city has higher income, Naperville or Provo?
Median household income is $150,937 in Naperville and $62,800 in Provo. Median household income is $88,137/year higher in Naperville.
How do taxes compare between Illinois and Utah?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Utah has 4.65% income tax, 6.1% sales tax, and 0.58% property tax.
Should I move to Naperville or Provo?
It depends on your priorities. Naperville has a cost index of 147 with median rent of $1,852/mo, while Provo has a cost index of 102 with rent of $1,152/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Naperville details → View Provo details →

More Comparisons

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