Cost of Living: Naperville, IL vs Spring Hill, FL (2026)

Naperville

Illinois
147
VS

Spring Hill

Florida
85

Naperville is 73% more expensive than Spring Hill.

$1,852/mo ↑ 42%
Median Rent
$1,301/mo ↓ 30%
$150,937/yr ↑ 127%
Median Income
$66,557/yr ↓ 56%
$509,900 ↑ 105%
Home Value
$248,400 ↓ 51%
$2,161/mo ↑ 87%
Owner Costs
$1,153/mo ↓ 47%
149,424
Population
118,814

Tax Comparison

4.95%
Income Tax
0%
6.25%
State Sales Tax
6.0%
2.07%
Property Tax
0.86%

Affordability

14.7%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Naperville, IL and Spring Hill, FL, the overall cost of living indices are 147 and 85 respectively (national median = 100). Rent is $551/month cheaper in Spring Hill, saving renters about $6,612/year.

Median household income is $84,380/year higher in Naperville. Home values also differ significantly — the median in Naperville is $509,900 compared to $248,400 in Spring Hill.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Naperville vs Spring Hill — common questions

Is Naperville or Spring Hill cheaper to live in?
Based on our cost index, Spring Hill is cheaper to live in with an index of 85 compared to 147 (US average = 100).
What is the rent difference between Naperville and Spring Hill?
Median rent in Naperville is $1,852/month and in Spring Hill it's $1,301/month — a difference of $551/month.
Which city has higher income, Naperville or Spring Hill?
Median household income is $150,937 in Naperville and $66,557 in Spring Hill. Median household income is $84,380/year higher in Naperville.
How do taxes compare between Illinois and Florida?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Naperville or Spring Hill?
It depends on your priorities. Naperville has a cost index of 147 with median rent of $1,852/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Naperville details → View Spring Hill details →

More Comparisons

Other cost of living comparisons for Naperville and Spring Hill

Naperville vs. Surprise Naperville vs. Pasadena Naperville vs. Joliet Naperville vs. Mesquite Naperville vs. Jackson Naperville vs. Pomona Spring Hill vs. West Palm Beach Spring Hill vs. Wilmington Spring Hill vs. Hartford Spring Hill vs. Billings Spring Hill vs. Fairfield Spring Hill vs. Richardson