Cost of Living: Naperville, IL vs Tyler, TX (2026)

Naperville

Illinois
147
VS

Tyler

Texas
79

Naperville is 86% more expensive than Tyler.

$1,852/mo ↑ 54%
Median Rent
$1,199/mo ↓ 35%
$150,937/yr ↑ 130%
Median Income
$65,527/yr ↓ 57%
$509,900 ↑ 136%
Home Value
$216,400 ↓ 58%
$2,161/mo ↑ 85%
Owner Costs
$1,170/mo ↓ 46%
149,424
Population
107,718

Tax Comparison

4.95%
Income Tax
0%
6.25%
State Sales Tax
6.25%
2.07%
Property Tax
1.6%

Affordability

14.7%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Naperville, IL and Tyler, TX, the overall cost of living indices are 147 and 79 respectively (national median = 100). Rent is $653/month cheaper in Tyler, saving renters about $7,836/year.

Median household income is $85,410/year higher in Naperville. Home values also differ significantly — the median in Naperville is $509,900 compared to $216,400 in Tyler.

Texas has no state income tax, giving Tyler residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Naperville vs Tyler — common questions

Is Naperville or Tyler cheaper to live in?
Based on our cost index, Tyler is cheaper to live in with an index of 79 compared to 147 (US average = 100).
What is the rent difference between Naperville and Tyler?
Median rent in Naperville is $1,852/month and in Tyler it's $1,199/month — a difference of $653/month.
Which city has higher income, Naperville or Tyler?
Median household income is $150,937 in Naperville and $65,527 in Tyler. Median household income is $85,410/year higher in Naperville.
How do taxes compare between Illinois and Texas?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Naperville or Tyler?
It depends on your priorities. Naperville has a cost index of 147 with median rent of $1,852/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Naperville details → View Tyler details →

More Comparisons

Other cost of living comparisons for Naperville and Tyler

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