Cost of Living: Naperville, IL vs Ventura, CA (2026)

Naperville

Illinois
147
VS

Ventura

California
183

Naperville is 20% cheaper than Ventura.

$1,852/mo ↓ 12%
Median Rent
$2,101/mo ↑ 13%
$150,937/yr ↑ 50%
Median Income
$100,407/yr ↓ 33%
$509,900 ↓ 35%
Home Value
$778,700 ↑ 53%
$2,161/mo ↑ 2%
Owner Costs
$2,118/mo ↓ 2%
149,424
Population
109,900

Tax Comparison

4.95%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
2.07%
Property Tax
0.71%

Affordability

14.7%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Naperville, IL and Ventura, CA, the overall cost of living indices are 147 and 183 respectively (national median = 100). Rent is $249/month cheaper in Naperville, saving renters about $2,988/year.

Median household income is $50,530/year higher in Naperville. Home values also differ significantly — the median in Naperville is $509,900 compared to $778,700 in Ventura.

Illinois has a lower income tax rate, making Naperville slightly more tax-friendly.

Frequently Asked Questions

Naperville vs Ventura — common questions

Is Naperville or Ventura cheaper to live in?
Based on our cost index, Naperville is cheaper to live in with an index of 147 compared to 183 (US average = 100).
What is the rent difference between Naperville and Ventura?
Median rent in Naperville is $1,852/month and in Ventura it's $2,101/month — a difference of $249/month.
Which city has higher income, Naperville or Ventura?
Median household income is $150,937 in Naperville and $100,407 in Ventura. Median household income is $50,530/year higher in Naperville.
How do taxes compare between Illinois and California?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Naperville or Ventura?
It depends on your priorities. Naperville has a cost index of 147 with median rent of $1,852/mo, while Ventura has a cost index of 183 with rent of $2,101/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Naperville details → View Ventura details →

More Comparisons

Other cost of living comparisons for Naperville and Ventura

Naperville vs. Surprise Naperville vs. Pasadena Naperville vs. Joliet Naperville vs. Mesquite Naperville vs. Jackson Naperville vs. Pomona Ventura vs. Temecula Ventura vs. Santa Maria Ventura vs. Costa Mesa Ventura vs. Sugar Land Ventura vs. Everett Ventura vs. Greeley