Cost of Living: Naperville, IL vs West Palm Beach, FL (2026)

Naperville

Illinois
147
VS

West Palm Beach

Florida
119

Naperville is 24% more expensive than West Palm Beach.

$1,852/mo ↑ 8%
Median Rent
$1,709/mo ↓ 8%
$150,937/yr ↑ 118%
Median Income
$69,261/yr ↓ 54%
$509,900 ↑ 38%
Home Value
$369,800 ↓ 27%
$2,161/mo ↑ 30%
Owner Costs
$1,667/mo ↓ 23%
149,424
Population
119,508

Tax Comparison

4.95%
Income Tax
0%
6.25%
State Sales Tax
6.0%
2.07%
Property Tax
0.86%

Affordability

14.7%
rent-to-income
Affordability
29.6%
rent-to-income

Detailed Comparison

When comparing Naperville, IL and West Palm Beach, FL, the overall cost of living indices are 147 and 119 respectively (national median = 100). Rent is $143/month cheaper in West Palm Beach, saving renters about $1,716/year.

Median household income is $81,676/year higher in Naperville. Home values also differ significantly — the median in Naperville is $509,900 compared to $369,800 in West Palm Beach.

Florida has no state income tax, giving West Palm Beach residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Naperville vs West Palm Beach — common questions

Is Naperville or West Palm Beach cheaper to live in?
Based on our cost index, West Palm Beach is cheaper to live in with an index of 119 compared to 147 (US average = 100).
What is the rent difference between Naperville and West Palm Beach?
Median rent in Naperville is $1,852/month and in West Palm Beach it's $1,709/month — a difference of $143/month.
Which city has higher income, Naperville or West Palm Beach?
Median household income is $150,937 in Naperville and $69,261 in West Palm Beach. Median household income is $81,676/year higher in Naperville.
How do taxes compare between Illinois and Florida?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Naperville or West Palm Beach?
It depends on your priorities. Naperville has a cost index of 147 with median rent of $1,852/mo, while West Palm Beach has a cost index of 119 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Naperville details → View West Palm Beach details →

More Comparisons

Other cost of living comparisons for Naperville and West Palm Beach

Naperville vs. Surprise Naperville vs. Pasadena Naperville vs. Joliet Naperville vs. Mesquite Naperville vs. Jackson Naperville vs. Pomona West Palm Beach vs. Hartford West Palm Beach vs. Spring Hill West Palm Beach vs. Fairfield West Palm Beach vs. Wilmington West Palm Beach vs. Berkeley West Palm Beach vs. Billings