Cost of Living: Nashville, TN vs Clearwater, FL (2026)

Nashville

Tennessee
110
VS

Clearwater

Florida
105

Nashville is 5% more expensive than Clearwater.

$1,486/mo ↓ 3%
Median Rent
$1,539/mo ↑ 4%
$75,197/yr ↑ 17%
Median Income
$64,440/yr ↓ 14%
$383,100 ↑ 17%
Home Value
$326,100 ↓ 15%
$1,471/mo ↑ 4%
Owner Costs
$1,411/mo ↓ 4%
684,298
Population
117,075

Tax Comparison

0%
Income Tax
0%
7.0%
State Sales Tax
6.0%
0.64%
Property Tax
0.86%

Affordability

23.7%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Nashville, TN and Clearwater, FL, the overall cost of living indices are 110 and 105 respectively (national median = 100). Rent is $53/month cheaper in Nashville, saving renters about $636/year.

Median household income is $10,757/year higher in Nashville. Home values also differ significantly — the median in Nashville is $383,100 compared to $326,100 in Clearwater.

Frequently Asked Questions

Nashville vs Clearwater — common questions

Is Nashville or Clearwater cheaper to live in?
Based on our cost index, Clearwater is cheaper to live in with an index of 105 compared to 110 (US average = 100).
What is the rent difference between Nashville and Clearwater?
Median rent in Nashville is $1,486/month and in Clearwater it's $1,539/month — a difference of $53/month.
Which city has higher income, Nashville or Clearwater?
Median household income is $75,197 in Nashville and $64,440 in Clearwater. Median household income is $10,757/year higher in Nashville.
How do taxes compare between Tennessee and Florida?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Nashville or Clearwater?
It depends on your priorities. Nashville has a cost index of 110 with median rent of $1,486/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Nashville details → View Clearwater details →

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