Cost of Living: Nashville, TN vs Garland, TX (2026)

Nashville

Tennessee
110
VS

Garland

Texas
96

Nashville is 15% more expensive than Garland.

$1,486/mo ↓ 3%
Median Rent
$1,525/mo ↑ 3%
$75,197/yr ≈ Same
Median Income
$74,717/yr ≈ Same
$383,100 ↑ 54%
Home Value
$248,900 ↓ 35%
$1,471/mo ↑ 2%
Owner Costs
$1,445/mo ↓ 2%
684,298
Population
245,298

Tax Comparison

0%
Income Tax
0%
7.0%
State Sales Tax
6.25%
0.64%
Property Tax
1.6%

Affordability

23.7%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Nashville, TN and Garland, TX, the overall cost of living indices are 110 and 96 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $480/year higher in Nashville. Home values also differ significantly — the median in Nashville is $383,100 compared to $248,900 in Garland.

Frequently Asked Questions

Nashville vs Garland — common questions

Is Nashville or Garland cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 110 (US average = 100).
What is the rent difference between Nashville and Garland?
Median rent in Nashville is $1,486/month and in Garland it's $1,525/month — a difference of $39/month.
Which city has higher income, Nashville or Garland?
Median household income is $75,197 in Nashville and $74,717 in Garland. Median household income is $480/year higher in Nashville.
How do taxes compare between Tennessee and Texas?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Nashville or Garland?
It depends on your priorities. Nashville has a cost index of 110 with median rent of $1,486/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Nashville details → View Garland details →

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