Cost of Living: Nashville, TN vs McKinney, TX (2026)

Nashville

Tennessee
110
VS

McKinney

Texas
138

Nashville is 20% cheaper than McKinney.

$1,486/mo ↓ 19%
Median Rent
$1,841/mo ↑ 24%
$75,197/yr ↓ 37%
Median Income
$120,273/yr ↑ 60%
$383,100 ↓ 13%
Home Value
$439,500 ↑ 15%
$1,471/mo ↓ 30%
Owner Costs
$2,101/mo ↑ 43%
684,298
Population
202,314

Tax Comparison

0%
Income Tax
0%
7.0%
State Sales Tax
6.25%
0.64%
Property Tax
1.6%

Affordability

23.7%
rent-to-income
Affordability
18.4%
rent-to-income

Detailed Comparison

When comparing Nashville, TN and McKinney, TX, the overall cost of living indices are 110 and 138 respectively (national median = 100). Rent is $355/month cheaper in Nashville, saving renters about $4,260/year.

Median household income is $45,076/year higher in McKinney. Home values also differ significantly — the median in Nashville is $383,100 compared to $439,500 in McKinney.

Frequently Asked Questions

Nashville vs McKinney — common questions

Is Nashville or McKinney cheaper to live in?
Based on our cost index, Nashville is cheaper to live in with an index of 110 compared to 138 (US average = 100).
What is the rent difference between Nashville and McKinney?
Median rent in Nashville is $1,486/month and in McKinney it's $1,841/month — a difference of $355/month.
Which city has higher income, Nashville or McKinney?
Median household income is $75,197 in Nashville and $120,273 in McKinney. Median household income is $45,076/year higher in McKinney.
How do taxes compare between Tennessee and Texas?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Nashville or McKinney?
It depends on your priorities. Nashville has a cost index of 110 with median rent of $1,486/mo, while McKinney has a cost index of 138 with rent of $1,841/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Nashville details → View McKinney details →

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