Cost of Living: Nashville, TN vs Richardson, TX (2026)

Nashville

Tennessee
110
VS

Richardson

Texas
128

Nashville is 14% cheaper than Richardson.

$1,486/mo ↓ 19%
Median Rent
$1,825/mo ↑ 23%
$75,197/yr ↓ 22%
Median Income
$96,257/yr ↑ 28%
$383,100 ↓ 6%
Home Value
$405,600 ↑ 6%
$1,471/mo ↓ 18%
Owner Costs
$1,796/mo ↑ 22%
684,298
Population
118,269

Tax Comparison

0%
Income Tax
0%
7.0%
State Sales Tax
6.25%
0.64%
Property Tax
1.6%

Affordability

23.7%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Nashville, TN and Richardson, TX, the overall cost of living indices are 110 and 128 respectively (national median = 100). Rent is $339/month cheaper in Nashville, saving renters about $4,068/year.

Median household income is $21,060/year higher in Richardson. Home values also differ significantly — the median in Nashville is $383,100 compared to $405,600 in Richardson.

Frequently Asked Questions

Nashville vs Richardson — common questions

Is Nashville or Richardson cheaper to live in?
Based on our cost index, Nashville is cheaper to live in with an index of 110 compared to 128 (US average = 100).
What is the rent difference between Nashville and Richardson?
Median rent in Nashville is $1,486/month and in Richardson it's $1,825/month — a difference of $339/month.
Which city has higher income, Nashville or Richardson?
Median household income is $75,197 in Nashville and $96,257 in Richardson. Median household income is $21,060/year higher in Richardson.
How do taxes compare between Tennessee and Texas?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Nashville or Richardson?
It depends on your priorities. Nashville has a cost index of 110 with median rent of $1,486/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Nashville details → View Richardson details →

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