Cost of Living: Nashville, TN vs Tampa, FL (2026)

Nashville

Tennessee
110
VS

Tampa

Florida
113

Nashville is 3% cheaper than Tampa.

$1,486/mo ↓ 5%
Median Rent
$1,567/mo ↑ 5%
$75,197/yr ↑ 5%
Median Income
$71,302/yr ↓ 5%
$383,100 ↑ 2%
Home Value
$375,300 ↓ 2%
$1,471/mo ↓ 5%
Owner Costs
$1,553/mo ↑ 6%
684,298
Population
393,389

Tax Comparison

0%
Income Tax
0%
7.0%
State Sales Tax
6.0%
0.64%
Property Tax
0.86%

Affordability

23.7%
rent-to-income
Affordability
26.4%
rent-to-income

Detailed Comparison

When comparing Nashville, TN and Tampa, FL, the overall cost of living indices are 110 and 113 respectively (national median = 100). Rent is $81/month cheaper in Nashville, saving renters about $972/year.

Median household income is $3,895/year higher in Nashville. Home values also differ significantly — the median in Nashville is $383,100 compared to $375,300 in Tampa.

Frequently Asked Questions

Nashville vs Tampa — common questions

Is Nashville or Tampa cheaper to live in?
Based on our cost index, Nashville is cheaper to live in with an index of 110 compared to 113 (US average = 100).
What is the rent difference between Nashville and Tampa?
Median rent in Nashville is $1,486/month and in Tampa it's $1,567/month — a difference of $81/month.
Which city has higher income, Nashville or Tampa?
Median household income is $75,197 in Nashville and $71,302 in Tampa. Median household income is $3,895/year higher in Nashville.
How do taxes compare between Tennessee and Florida?
Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Nashville or Tampa?
It depends on your priorities. Nashville has a cost index of 110 with median rent of $1,486/mo, while Tampa has a cost index of 113 with rent of $1,567/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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