Cost of Living: New York, NY vs Carrollton, TX (2026)

New York

New York
166
VS

Carrollton

Texas
116

New York is 43% more expensive than Carrollton.

$1,779/mo ↑ 6%
Median Rent
$1,674/mo ↓ 6%
$79,713/yr ↓ 20%
Median Income
$99,115/yr ↑ 24%
$751,700 ↑ 113%
Home Value
$353,600 ↓ 53%
$1,837/mo ↑ 9%
Owner Costs
$1,689/mo ↓ 8%
8,516,202
Population
132,741

Tax Comparison

10.9%
Income Tax
0%
4.0%
State Sales Tax
6.25%
1.62%
Property Tax
1.6%

Affordability

26.8%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing New York, NY and Carrollton, TX, the overall cost of living indices are 166 and 116 respectively (national median = 100). Rent is $105/month cheaper in Carrollton, saving renters about $1,260/year.

Median household income is $19,402/year higher in Carrollton. Home values also differ significantly — the median in New York is $751,700 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

New York vs Carrollton — common questions

Is New York or Carrollton cheaper to live in?
Based on our cost index, Carrollton is cheaper to live in with an index of 116 compared to 166 (US average = 100).
What is the rent difference between New York and Carrollton?
Median rent in New York is $1,779/month and in Carrollton it's $1,674/month — a difference of $105/month.
Which city has higher income, New York or Carrollton?
Median household income is $79,713 in New York and $99,115 in Carrollton. Median household income is $19,402/year higher in Carrollton.
How do taxes compare between New York and Texas?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to New York or Carrollton?
It depends on your priorities. New York has a cost index of 166 with median rent of $1,779/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View New York details → View Carrollton details →

More Comparisons

Other cost of living comparisons for New York and Carrollton

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