Cost of Living: New York, NY vs Fort Collins, CO (2026)

New York

New York
166
VS

Fort Collins

Colorado
137

New York is 21% more expensive than Fort Collins.

$1,779/mo ↑ 7%
Median Rent
$1,661/mo ↓ 7%
$79,713/yr ↓ 5%
Median Income
$83,598/yr ↑ 5%
$751,700 ↑ 37%
Home Value
$548,400 ↓ 27%
$1,837/mo ↑ 9%
Owner Costs
$1,692/mo ↓ 8%
8,516,202
Population
169,705

Tax Comparison

10.9%
Income Tax
4.4%
4.0%
State Sales Tax
2.9%
1.62%
Property Tax
0.51%

Affordability

26.8%
rent-to-income
Affordability
23.8%
rent-to-income

Detailed Comparison

When comparing New York, NY and Fort Collins, CO, the overall cost of living indices are 166 and 137 respectively (national median = 100). Rent is $118/month cheaper in Fort Collins, saving renters about $1,416/year.

Median household income is $3,885/year higher in Fort Collins. Home values also differ significantly — the median in New York is $751,700 compared to $548,400 in Fort Collins.

Colorado has a lower income tax rate, making Fort Collins slightly more tax-friendly.

Frequently Asked Questions

New York vs Fort Collins — common questions

Is New York or Fort Collins cheaper to live in?
Based on our cost index, Fort Collins is cheaper to live in with an index of 137 compared to 166 (US average = 100).
What is the rent difference between New York and Fort Collins?
Median rent in New York is $1,779/month and in Fort Collins it's $1,661/month — a difference of $118/month.
Which city has higher income, New York or Fort Collins?
Median household income is $79,713 in New York and $83,598 in Fort Collins. Median household income is $3,885/year higher in Fort Collins.
How do taxes compare between New York and Colorado?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to New York or Fort Collins?
It depends on your priorities. New York has a cost index of 166 with median rent of $1,779/mo, while Fort Collins has a cost index of 137 with rent of $1,661/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View New York details → View Fort Collins details →

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