Cost of Living: New York, NY vs Ontario, CA (2026)

New York

New York
166
VS

Ontario

California
152

New York is 9% more expensive than Ontario.

$1,779/mo ↓ 7%
Median Rent
$1,916/mo ↑ 8%
$79,713/yr ↓ 4%
Median Income
$82,806/yr ↑ 4%
$751,700 ↑ 32%
Home Value
$568,000 ↓ 24%
$1,837/mo ↓ 7%
Owner Costs
$1,967/mo ↑ 7%
8,516,202
Population
178,347

Tax Comparison

10.9%
Income Tax
13.3%
4.0%
State Sales Tax
7.25%
1.62%
Property Tax
0.71%

Affordability

26.8%
rent-to-income
Affordability
27.8%
rent-to-income

Detailed Comparison

When comparing New York, NY and Ontario, CA, the overall cost of living indices are 166 and 152 respectively (national median = 100). Rent is $137/month cheaper in New York, saving renters about $1,644/year.

Median household income is $3,093/year higher in Ontario. Home values also differ significantly — the median in New York is $751,700 compared to $568,000 in Ontario.

New York has a lower income tax rate, making New York slightly more tax-friendly.

Frequently Asked Questions

New York vs Ontario — common questions

Is New York or Ontario cheaper to live in?
Based on our cost index, Ontario is cheaper to live in with an index of 152 compared to 166 (US average = 100).
What is the rent difference between New York and Ontario?
Median rent in New York is $1,779/month and in Ontario it's $1,916/month — a difference of $137/month.
Which city has higher income, New York or Ontario?
Median household income is $79,713 in New York and $82,806 in Ontario. Median household income is $3,093/year higher in Ontario.
How do taxes compare between New York and California?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to New York or Ontario?
It depends on your priorities. New York has a cost index of 166 with median rent of $1,779/mo, while Ontario has a cost index of 152 with rent of $1,916/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View New York details → View Ontario details →

More Comparisons

Other cost of living comparisons for New York and Ontario

New York vs. Allen New York vs. Los Angeles New York vs. Tuscaloosa New York vs. Chicago New York vs. Tyler New York vs. Houston Ontario vs. Aurora Ontario vs. Eugene Ontario vs. Chattanooga Ontario vs. Elk Grove Ontario vs. Fort Lauderdale Ontario vs. Santa Rosa