Cost of Living: New York, NY vs San Bernardino, CA (2026)

New York

New York
166
VS

San Bernardino

California
109

New York is 52% more expensive than San Bernardino.

$1,779/mo ↑ 24%
Median Rent
$1,433/mo ↓ 19%
$79,713/yr ↑ 25%
Median Income
$63,988/yr ↓ 20%
$751,700 ↑ 95%
Home Value
$384,900 ↓ 49%
$1,837/mo ↑ 24%
Owner Costs
$1,478/mo ↓ 20%
8,516,202
Population
221,774

Tax Comparison

10.9%
Income Tax
13.3%
4.0%
State Sales Tax
7.25%
1.62%
Property Tax
0.71%

Affordability

26.8%
rent-to-income
Affordability
26.9%
rent-to-income

Detailed Comparison

When comparing New York, NY and San Bernardino, CA, the overall cost of living indices are 166 and 109 respectively (national median = 100). Rent is $346/month cheaper in San Bernardino, saving renters about $4,152/year.

Median household income is $15,725/year higher in New York. Home values also differ significantly — the median in New York is $751,700 compared to $384,900 in San Bernardino.

New York has a lower income tax rate, making New York slightly more tax-friendly.

Frequently Asked Questions

New York vs San Bernardino — common questions

Is New York or San Bernardino cheaper to live in?
Based on our cost index, San Bernardino is cheaper to live in with an index of 109 compared to 166 (US average = 100).
What is the rent difference between New York and San Bernardino?
Median rent in New York is $1,779/month and in San Bernardino it's $1,433/month — a difference of $346/month.
Which city has higher income, New York or San Bernardino?
Median household income is $79,713 in New York and $63,988 in San Bernardino. Median household income is $15,725/year higher in New York.
How do taxes compare between New York and California?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to New York or San Bernardino?
It depends on your priorities. New York has a cost index of 166 with median rent of $1,779/mo, while San Bernardino has a cost index of 109 with rent of $1,433/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View New York details → View San Bernardino details →

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