Cost of Living: Newark, NJ vs Garland, TX (2026)

Newark

New Jersey
100
VS

Garland

Texas
96

Newark is 4% more expensive than Garland.

$1,330/mo ↓ 13%
Median Rent
$1,525/mo ↑ 15%
$48,416/yr ↓ 35%
Median Income
$74,717/yr ↑ 54%
$337,800 ↑ 36%
Home Value
$248,900 ↓ 26%
$1,419/mo ↓ 2%
Owner Costs
$1,445/mo ↑ 2%
307,188
Population
245,298

Tax Comparison

10.75%
Income Tax
0%
6.625%
State Sales Tax
6.25%
2.23%
Property Tax
1.6%

Affordability

33.0%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Newark, NJ and Garland, TX, the overall cost of living indices are 100 and 96 respectively (national median = 100). Rent is $195/month cheaper in Newark, saving renters about $2,340/year.

Median household income is $26,301/year higher in Garland. Home values also differ significantly — the median in Newark is $337,800 compared to $248,900 in Garland.

Texas has no state income tax, giving Garland residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Newark vs Garland — common questions

Is Newark or Garland cheaper to live in?
Based on our cost index, Garland is cheaper to live in with an index of 96 compared to 100 (US average = 100).
What is the rent difference between Newark and Garland?
Median rent in Newark is $1,330/month and in Garland it's $1,525/month — a difference of $195/month.
Which city has higher income, Newark or Garland?
Median household income is $48,416 in Newark and $74,717 in Garland. Median household income is $26,301/year higher in Garland.
How do taxes compare between New Jersey and Texas?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Newark or Garland?
It depends on your priorities. Newark has a cost index of 100 with median rent of $1,330/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Newark details → View Garland details →

More Comparisons

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