Cost of Living: Newark, NJ vs Oxnard, CA (2026)

Newark

New Jersey
100
VS

Oxnard

California
159

Newark is 37% cheaper than Oxnard.

$1,330/mo ↓ 32%
Median Rent
$1,962/mo ↑ 48%
$48,416/yr ↓ 48%
Median Income
$93,372/yr ↑ 93%
$337,800 ↓ 45%
Home Value
$617,800 ↑ 83%
$1,419/mo ↓ 28%
Owner Costs
$1,976/mo ↑ 39%
307,188
Population
201,014

Tax Comparison

10.75%
Income Tax
13.3%
6.625%
State Sales Tax
7.25%
2.23%
Property Tax
0.71%

Affordability

33.0%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Newark, NJ and Oxnard, CA, the overall cost of living indices are 100 and 159 respectively (national median = 100). Rent is $632/month cheaper in Newark, saving renters about $7,584/year.

Median household income is $44,956/year higher in Oxnard. Home values also differ significantly — the median in Newark is $337,800 compared to $617,800 in Oxnard.

New Jersey has a lower income tax rate, making Newark slightly more tax-friendly.

Frequently Asked Questions

Newark vs Oxnard — common questions

Is Newark or Oxnard cheaper to live in?
Based on our cost index, Newark is cheaper to live in with an index of 100 compared to 159 (US average = 100).
What is the rent difference between Newark and Oxnard?
Median rent in Newark is $1,330/month and in Oxnard it's $1,962/month — a difference of $632/month.
Which city has higher income, Newark or Oxnard?
Median household income is $48,416 in Newark and $93,372 in Oxnard. Median household income is $44,956/year higher in Oxnard.
How do taxes compare between New Jersey and California?
New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Newark or Oxnard?
It depends on your priorities. Newark has a cost index of 100 with median rent of $1,330/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Newark details → View Oxnard details →

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