Cost of Living: Norfolk, VA vs Lowell, MA (2026)

Norfolk

Virginia
89
VS

Lowell

Massachusetts
119

Norfolk is 25% cheaper than Lowell.

$1,246/mo ↓ 22%
Median Rent
$1,603/mo ↑ 29%
$64,017/yr ↓ 16%
Median Income
$76,205/yr ↑ 19%
$271,900 ↓ 31%
Home Value
$395,100 ↑ 45%
$1,366/mo ↓ 18%
Owner Costs
$1,672/mo ↑ 22%
235,037
Population
114,799

Tax Comparison

5.75%
Income Tax
9.0%
5.3%
State Sales Tax
6.25%
0.8%
Property Tax
1.15%

Affordability

23.4%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Norfolk, VA and Lowell, MA, the overall cost of living indices are 89 and 119 respectively (national median = 100). Rent is $357/month cheaper in Norfolk, saving renters about $4,284/year.

Median household income is $12,188/year higher in Lowell. Home values also differ significantly — the median in Norfolk is $271,900 compared to $395,100 in Lowell.

Virginia has a lower income tax rate, making Norfolk slightly more tax-friendly.

Frequently Asked Questions

Norfolk vs Lowell — common questions

Is Norfolk or Lowell cheaper to live in?
Based on our cost index, Norfolk is cheaper to live in with an index of 89 compared to 119 (US average = 100).
What is the rent difference between Norfolk and Lowell?
Median rent in Norfolk is $1,246/month and in Lowell it's $1,603/month — a difference of $357/month.
Which city has higher income, Norfolk or Lowell?
Median household income is $64,017 in Norfolk and $76,205 in Lowell. Median household income is $12,188/year higher in Lowell.
How do taxes compare between Virginia and Massachusetts?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Norfolk or Lowell?
It depends on your priorities. Norfolk has a cost index of 89 with median rent of $1,246/mo, while Lowell has a cost index of 119 with rent of $1,603/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Norfolk details → View Lowell details →

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