Cost of Living: Norman, OK vs Billings, MT (2026)

Norman

Oklahoma
76
VS

Billings

Montana
86

Norman is 12% cheaper than Billings.

$1,064/mo ↓ 3%
Median Rent
$1,097/mo ↑ 3%
$65,060/yr ↓ 9%
Median Income
$71,855/yr ↑ 10%
$239,300 ↓ 23%
Home Value
$311,800 ↑ 30%
$1,121/mo ↓ 5%
Owner Costs
$1,177/mo ↑ 5%
128,714
Population
118,321

Tax Comparison

4.75%
Income Tax
6.75%
4.5%
State Sales Tax
0%
0.9%
Property Tax
0.74%

Affordability

19.6%
rent-to-income
Affordability
18.3%
rent-to-income

Detailed Comparison

When comparing Norman, OK and Billings, MT, the overall cost of living indices are 76 and 86 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $6,795/year higher in Billings. Home values also differ significantly — the median in Norman is $239,300 compared to $311,800 in Billings.

Oklahoma has a lower income tax rate, making Norman slightly more tax-friendly.

Frequently Asked Questions

Norman vs Billings — common questions

Is Norman or Billings cheaper to live in?
Based on our cost index, Norman is cheaper to live in with an index of 76 compared to 86 (US average = 100).
What is the rent difference between Norman and Billings?
Median rent in Norman is $1,064/month and in Billings it's $1,097/month — a difference of $33/month.
Which city has higher income, Norman or Billings?
Median household income is $65,060 in Norman and $71,855 in Billings. Median household income is $6,795/year higher in Billings.
How do taxes compare between Oklahoma and Montana?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax.
Should I move to Norman or Billings?
It depends on your priorities. Norman has a cost index of 76 with median rent of $1,064/mo, while Billings has a cost index of 86 with rent of $1,097/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Norman details → View Billings details →

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