Cost of Living: Norman, OK vs Clearwater, FL (2026)

Norman

Oklahoma
76
VS

Clearwater

Florida
105

Norman is 28% cheaper than Clearwater.

$1,064/mo ↓ 31%
Median Rent
$1,539/mo ↑ 45%
$65,060/yr ≈ Same
Median Income
$64,440/yr ≈ Same
$239,300 ↓ 27%
Home Value
$326,100 ↑ 36%
$1,121/mo ↓ 21%
Owner Costs
$1,411/mo ↑ 26%
128,714
Population
117,075

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.0%
0.9%
Property Tax
0.86%

Affordability

19.6%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Norman, OK and Clearwater, FL, the overall cost of living indices are 76 and 105 respectively (national median = 100). Rent is $475/month cheaper in Norman, saving renters about $5,700/year.

Median household income is $620/year higher in Norman. Home values also differ significantly — the median in Norman is $239,300 compared to $326,100 in Clearwater.

Florida has no state income tax, giving Clearwater residents a significant tax advantage over Oklahoma's 4.75% rate.

Frequently Asked Questions

Norman vs Clearwater — common questions

Is Norman or Clearwater cheaper to live in?
Based on our cost index, Norman is cheaper to live in with an index of 76 compared to 105 (US average = 100).
What is the rent difference between Norman and Clearwater?
Median rent in Norman is $1,064/month and in Clearwater it's $1,539/month — a difference of $475/month.
Which city has higher income, Norman or Clearwater?
Median household income is $65,060 in Norman and $64,440 in Clearwater. Median household income is $620/year higher in Norman.
How do taxes compare between Oklahoma and Florida?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Norman or Clearwater?
It depends on your priorities. Norman has a cost index of 76 with median rent of $1,064/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Norman details → View Clearwater details →

More Comparisons

Other cost of living comparisons for Norman and Clearwater

Norman vs. Fargo Norman vs. Lewisville Norman vs. Santa Clara Norman vs. Lehigh Acres Norman vs. Carrollton Norman vs. Columbia Clearwater vs. North Charleston Clearwater vs. Lakeland Clearwater vs. Cambridge Clearwater vs. The Woodlands Clearwater vs. Richardson Clearwater vs. Evansville